Couple waging insurance battle over damaged cars

A Stamford couple is wondering how they will cover the cost of damages to their two cars after another driver smashed into them. Maria and

Maria and Brian Palmer say it was a typical Sunday afternoon until a car plowed into the two cars in their driveway and then drove off. The driver also hit Maria Palmer, who was outside at the time and is still using crutches three weeks later. Police were able to catch the driver.

Maria and Brian Palmer say it was a typical Sunday afternoon until a car plowed into the two cars in their driveway and then drove off. The driver also hit Maria Palmer, who was outside at the time and is still using crutches three weeks later. Police were able to catch the driver. (11/6/15)

STAMFORD - A Stamford couple is wondering how they will cover the cost of damages to their two cars after another driver smashed into them.

Maria and Brian Palmer say it was a typical Sunday afternoon until a car plowed into the two cars in their driveway and then drove off. The driver also hit Maria Palmer, who was outside at the time and is still using crutches three weeks later. Police were able to catch the driver.

The Palmers are now battling for insurance money for their two badly damaged cars. The other driver's insurance offered them a total of $10,000  to split between both cars. In Connecticut, that's all the coverage drivers are required to carry.

“It's not fair that the limits are so low,” says Brian Palmer. 

The state hasn't raised auto insurance limits in decades, and residents like the Palmers are wondering how those amounts can possibly cover today’s repair costs. 

Insurance agents like Bill Mallow say lawmakers have considered change. “There's a reluctance to raise the limits because it adds premium, and it means that more people will probably operate without insurance,” says Mallow. 

For someone in a similar situation, experts say it’s OK to file a claim with your own insurance without worrying that your rates will go up. They say carriers are unlikely to punish you for a crash that wasn't your fault.

advertisement | advertise on News 12

Trending Video

According to Bridgeport Police Chief AJ Perez, the 1 Armed suspect shot in face by officer in Bridgeport
Islip Town officials updated residents on the future 2 Town gives update on Roberto Clemente Park reopening
3 VIDEO: Interview with Vape L1FE owner Jai Gyorfi on vape flavoring ban
Police officers deliver gifts to children in community 4 Police officers deliver gifts to children in community
Wells Fargo is rolling out cardless ATMs where 5 Word on the Street: Cardless ATMs

advertisement | advertise on News 12

Features

Focus on Connecticut Focus on Connecticut

Features local, state and federal officials discussing the issues around southwestern Connecticut.

Celebrates African-American culture in southwestern Connecticut. Our Lives

Celebrates African-American culture in southwestern Connecticut.

Each week News 12 Connecticut introduces you to Hometown Hero

News 12 highlights people who give to the community.

We spotlight a local team each week. Connecticut Team of the Week

Each week News 12 Connecticut highlights a team from a local school.

Sorry to interrupt...

Your first 5 are free

Access to News12 is free for Optimum, Comcast®, Time Warner® and Service Electric℠ video customers.

Please enjoy 5 complimentary views to articles, photos, and videos during the next 30 days.

LOGIN SUBSCRIBE