FAIRFIELD - Homeowners along the coast of southwestern Connecticut who were dealt new rules stating they must raise their homes above flood lines are finding it no easy feat.

New FEMA rules state that homeowners with structures that were substantially damaged by Hurricane Sandy will have to raise their homes above the flood line when they are rebuilt.

Fairfield officials say that even with money from emergency aid and government insurance, the costs of lifting the homes still aren't fully covered. Officials argue that government aid programs are underestimating construction costs in Fairfield County, leaving many homeowners along the coast in a tough spot.

Local officials say that even if regulations don't force homeowners to raise their houses higher, they still must do it in order to get affordable flood insurance, as well as to consider resale property values.