NORWALK - With the tax deadline right around the corner, many Connecticut residents are scrambling to put the finishing touches on their 1040s.

The IRS says 97 million taxpayers submitted returns by April 1.

The IRS does give the option of filing for an extension, but taxes are still due on Monday, April 15.

Accountant Owen Bregman says it is already time to start thinking about sheltering income for the taxes that will be due next year, now that Congress raised the rate for top earners to 39.6 percent. Bregman says current tax obligations are already set in stone and there's not much that can be done to lower it.