If you're like most people, you've probably got a stash of gifts cards tucked away in a junk drawer, or at the bottom of your purse, that you may not want or had time to use.

But that means you could be passing up the chance to access some free cash.

Third-party exchange sites like CardCash, ClipKard, GiftCash, Raise and CardSell allow consumers to trade gift cards for cash. The websites typically take a cut of 8-20%.

Got a problem? You should Turn to Tara. HERE'S HOW.