The Senate Banking Committee is holding a hearing Tuesday over the proposed $700 billion plan to bail out the financial markets.Sen. Chris Dodd (D-Conn.) is presiding over the hearing that includes testimony from Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke. Bernanke and Paulson say the plan must be approved or there will be dire consequences for the economy. Economists have said the plan could help stimulate the economy and help homeowners.Jim Kreitler, a financial adviser in New Canaan, says it is important for people to keep a long-term view on their investments. He says it would be wrong for someone to make decisions about their money based on day-to-day events.