Federal student loans are due again and a lot has changed since borrowers last paid.

News 12 Connecticut spoke with a financial advisor about the changes we are seeing and how it can impact the wallet.

"The average student loan balance in the state of Connecticut is just over the $36,000 less than the U.S. national averages," said Caleb Silver, of Investopedia. "Most borrowers though about 50% plus owe less than $20,000 on their student loans. It's the folks 25-49 that have the biggest balances and the older you get the higher the balance is."

Interests began accruing in September and payments are due this month.