Financial experts say credit card debt has risen nationwide due to high interest rates for the past few years.

Around the country, rates have increased around 10%.

The average amount debt a person owes is nearly $3,600.

Experts say for those in the tri-state area, the amount of debt is higher.

"High inflation and the rising cost of money has made a lot of financial stress for residents around the tri-state area. But those stress levels have been coming down according to the latest consumer poll survey, down around 10%. People are having a slightly easier time paying their bills and prices come down gradually, but we know prices are still high, putting a lot of financial stress on families," says Caleb Silver of Investopedia.